NMI Research Team

New 2026 Tenant Protections: The “7-Day Response” Rule and Landlord Liability

Legislative Updates /

Home / Field Reports / Legislative Updates Legislative Update January 18, 2026 • NMI Legal Team Policy Alert: How the “Implied Warranty of Habitability” is evolving this year to close the “Reasonable Time” loophole for mold complaints. Executive Summary The Shift: Courts in major metropolitan areas are increasingly interpreting “Reasonable Time” for mold repairs as […]

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The “Weeping Window” Phenomenon: Why Winter Condensation Signals Hidden Wall Rot

Structural Safety /

Home / Field Reports / Structural Safety Structural Alert January 15, 2026 • NMI Engineering Team Field Report: If you wake up to wet glass this January, it’s not just “sweating.” It is a warning that your home’s Dew Point has moved inside your walls. Executive Summary The Cause: When warm indoor air hits cold

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Tax Season 2026: The New Documentation Checklist for Medical Mold Deductions

Financial Briefings /

Home / Field Reports / Financial Briefings Financial Briefing January 24, 2026 • NMI Research Team Filing Guide: If you paid for remediation in 2025, you may be eligible to deduct it as a medical expense. Here is the strict paper trail the IRS requires. Executive Summary The Law: Under IRS Publication 502, mold remediation

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The “January Cough”: Is it Flu Season or Winter Mold Toxicity?

Medical Alerts /

Home / Field Reports / Medical Alerts Medical Alert January 12, 2026 • NMI Health Team Clinical Analysis: Why symptom persistency and the “Closed Loop” heating effect often lead to misdiagnosis during winter months. Executive Summary The Trend: Respiratory cases spike in January not just due to viruses, but due to sealed homes trapping mycotoxins.

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The 2025 State of Mold: Annual Risk Report and State Rankings

Climate Risk Bulletins /

Home / Field Reports / Climate Risk Bulletins Climate Risk Bulletin January 20, 2026 • NMI Data Science Team Data Release: Our annual analysis of NOAA precipitation data and housing stock statistics reveals a 12% increase in “High Risk” zones across the Southeast. 2025 Key Findings National Avg Risk Score: 5.8 / 10 (+0.4) Highest

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